Small and medium-sized independent businesses have been disproportionately impacted by COVID-19. Several industries--notably, those with brick-and-mortar outfits--have been especially impacted. According to CNN and Womply, a data subscription service, as of April 15, 59% of independent Chinese restaurants across the United States have stopped accepting debit and credit card transactions, indicating that have ceased operations. Learn how to support your business and employees. 



The CARES Act currently provides temporary relief packages through the U.S. Small Business Administration (SBA). The relevant loans for most small businesses will be the (1) Economic Injury Disaster Loan and (2) Paycheck Protection Program. Refer to the US Chamber of Commerce Foundation’s Emergency Loan Guide for additional information and to determine how much to apply for.
If you need information in Spanish, refer to the SBA's Spanish resources. If you need information in Asian languages, refer to National ACE’s in-language CARES Act Guide or contact their interpreter services at 1-800-659-2955.


[Extended deadline updated 7/1/2020]

The forgivable PPP Loan is emergency relief assistance aimed at sustaining businesses and keeping employees on the payroll. These are low-interest, forgivable loans that can be used to cover payroll, and most mortgage interest, rent, and utility costs. There is over a billion dollars left in PPP funding! Use the SBA’s free Lender Match Tool to connect with many lenders still accepting PPP loan applications. You’ll receive responses within 2 business days to begin your application. 


The SBA’s SCORE and Small Business Development Centers have local business coaches and volunteers who can help you complete your PPP loan application. Search for keyword “SCORE” near your ZIP Code. 

MBAs Fight COVID, a nationwide network of MBA volunteers, is also providing small businesses with pro bono help to complete PPP loan applications.


If you’ve already applied for a PPP Loan and haven’t heard back, reach out to the lender’s customer success team or submit another application on a different lending platform. You can submit multiple PPP loan applications! 

Lenders are required to approve or deny the loan within 10 business days, but responses within 3-5 business days are more typical. 

Once your loan is approved, you will get an SBA loan number, and your other applications will be canceled on the backend. 


There is over one billion dollars left in PPP funding! Help spread the word in your local communities by sharing these assets on social media here. Tag @AllAmericans @GoldHouse @SBA to be featured!


Businesses can apply for loans up to $2 million through the EIDL. The plan also provides loan advances up to $10,000 that does not have to be repaid, effectively making it a grant. To determine eligibility and apply online, fill out the EIDL Application. (The estimated completion time is around 2 hours.) 



In addition to federal assistance, a number of local organizations are providing aid through various grants and fundraisers. This Database of Localized Resources (crowdsourced and regularly updated) provides a wide-ranging list of options organized by region and specific needs. 

Corporations and foundations are also giving resources to small businesses, which can range from direct relief funds to free/discounted access to their services. Refer to Gusto’s Relief Resources for SMBs to find more information about different corporate and government programs. 


Many national and community organizations have compiled resources to help small businesses. We recommend visiting the National ACE, Asian American Arts Alliance and Asian Pacific Community Fund websites for additional help. 

The National Immigration Law Center has created a list of resources to aid undocumented immigrants and their families in better understanding existing laws and policies during the COVID-19, as well as the recently-passed Families First Coronavirus Response Act and the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

The OCS Tribal Services Workgroup works with tribes and tribal organizations to keep these populations informed of opportunities available to them within the Office of Community Services and 

The Administration for Children and Families (ACF) during 

COVID-19. Examples of ACF programs include: Temporary Assistance for Needy Families (TANF), child welfare, the Low Income Home Energy Assistance Program (LIHEAP), and Social and Economic Development Strategies (SEDS). Additional COVID-19 response resources for Native Americans can be found at the US Department of Indian Affairs